Price of Procrastination

This graph shows how much would have to be invested each month to accumulate $100,000, assuming that 12 equal payments are made in a savings program per year, earning 8% per annum, compounded monthly over the periods shown.  

Periodic investing in investments subject to market value fluctuations does not assure a profit or protect against loss in declining markets.  This example assumes that there is no fluctuation in principal value and does not take into account any tax obligations as to income or earnings.  This example is hypothetical and does not depict or predict investment returns of any particular investment.